Before you buy any used car in the UK, run these checks in order. Most are free; the paid one costs less than a tank of fuel.
1. Free reg check (DVLA + DVSA)
Run a free reg check to confirm:
- Make, model, fuel, engine size, year — do they match the advert?
- Current MOT status and expiry.
- Full MOT history and mileages.
- Current tax status.
2. Vehicle history report (finance, stolen, write-off, mileage)
A £9.99 history report from an independent provider (such as RegRadar) covers:
- Outstanding finance markers (Experian).
- Stolen marker on the Police National Computer.
- Insurance write-off category (MIAFTR — Cat A, B, S or N).
- Mileage anomalies vs. previous adverts (Cazana/Percayso).
Do this before you go to view, not after.
3. V5C logbook in person
- Match the seller's name and address on the V5C to ID.
- Cross-check the VIN on the V5C with the VIN stamped on the chassis and visible through the windscreen.
- Check the watermark on the V5C — counterfeits exist.
4. Service history and receipts
- Stamps in the service book, ideally backed by invoices.
- Cambelt/chain change record if due.
- Major repair receipts.
5. Physical inspection
- Panel gaps even and paint consistent (re-spray = previous damage).
- Tyres worn evenly across all four.
- No oil, coolant or transmission fluid leaks under the car.
- All warning lights extinguish after ignition.
6. Test drive
- Cold start — listen for rattles.
- Brakes — no pulling, no judder.
- Gearbox — smooth through all gears.
- Steering — no vibration at motorway speed.
7. Pay safely
- Pay the finance company directly if there is outstanding finance.
- Bank transfer in branch is safer than cash.
- Get a signed receipt with both parties' details, the VRM and the price.
Bottom line
Most private-sale disasters happen because the buyer skipped step 2 — the paid history report. A £9.99 check is the cheapest insurance you will ever buy on a £10,000 purchase.